Council Tax Bills Rising? How to Lower Your Payments – Which? Money Podcast Explains

Why Is Your Council Tax Bill Increasing?

Council tax bills across the UK have jumped this year, with average increases of 5% in England—and even higher rises in Scotland and Wales. If you’ve noticed a spike in your bill, you’re not alone. But what’s driving these hikes, and how can you lower your council tax payments?

In the latest episode of the Which? Money Podcast, host Lucia Ariano speaks with:

• Matthew Jenkin, Which? finance expert
• Marcus Johns, Senior Research Fellow at the IPPR (Institute for Public Policy Research)

They break down the reasons behind soaring council tax rates and share practical tips to reduce your bill.

Key Reasons for Rising Council Tax Bills

1. Increased Local Authority Spending – Councils face higher costs for social care, waste management, and public services.
2. Government Funding Cuts – Many local authorities rely more on council tax due to reduced central funding.
3. Inflation & Economic Pressures – Rising operational costs mean councils pass expenses onto residents.

How to Reduce Your Council Tax Bill

If you’re struggling with higher payments, consider these money-saving tips:
✔ Check Your Council Tax Band – Thousands of homes are in the wrong band. Use the Which? council tax checker to see if you’re overpaying.
✔ Apply for Discounts or Exemptions – Students, single occupants, and low-income households may qualify.
✔ Challenge Unfair Charges – If you believe your bill is incorrect, you can appeal.
✔ Spread Payments Over 12 Months – Some councils allow this, easing monthly budgeting.

What Is the Which? Money Podcast?

The Which? Money Podcast delivers weekly financial advice to help you:

• Cut household bills (energy, broadband, insurance)
• Save on everyday costs (food, transport, subscriptions)
• Stay informed on money-saving laws & policies

New episodes drop every Friday, available on:
🎧 Spotify | Apple Podcasts | Google Podcasts | Amazon Music

👉 Subscribe to the Which? Money Podcast here (insert link)

Final Thoughts

With council tax bills climbing, it’s crucial to check for savings opportunities. Tune into the Which? Money Podcast for expert insights and actionable tips to keep more money in your pocket.