Key Findings: The Rising Trend of Term-Time Holidays
23% of UK parents say they’re happy to pay fines for cheaper term-time breaks

2 million parents may take kids out of school this summer to save costs

Families have paid £41m in fines over the last 3 years (Confused.com)

11% of fined parents would do it again due to massive savings

Why Parents Risk Fines for Cheaper Holidays
1. Sky-High Peak Season Prices
Summer holiday prices can be 50-100% more expensive than term-time breaks

18% of parents say savings outweigh the £80-£160 fines

2. The Fine vs. Savings Calculation
Cost Factor Term-Time Holiday Peak Holiday
Family of 4 (1 week) ~£1,500 ~£3,000
Potential Fine £80-£160 per child None
Total Possible Savings £1,000+ N/A
3. Financial Pressure on Families
17% of parents can no longer afford school-holiday trips

72% complain about high foreign spending fees

67% feel hit by “hidden” bank charges abroad

What Are the Risks?
⚠ Fines:

£80 per child (rises to £160 if unpaid in 21 days)

Court action for repeat offenders

⚠ School Policies:

Some schools report persistent absences to councils

May affect attendance records

How to Cut Holiday Costs Without Fines
✈ Book Early: January-March often has deals
💳 Use Travel-Friendly Cards: Avoid 3% FX fees (e.g., Chase, Revolut)
🏖 Consider UK Breaks: No currency costs, cheaper last-minute deals
📅 Check “Shoulder Season” Dates: Late May/early June & September

The Bottom Line
While term-time holidays can save £1,000+, fines and school policies make it risky. For families determined to travel, budget hacks like off-peak bookings and fee-free spending cards can help reduce costs legally.

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