Marcus by Goldman Sachs has unveiled a market-leading 4.55% interest rate on its one-year fixed savings account, positioning it as one of the best savings deals in the UK. With savings rates fluctuating, this limited-time offer provides a secure, high-return option for savers looking to maximize their money.
Key Features of Marcus’s 4.55% Fixed-Rate Saver
✔ 4.55% AER – One of the highest one-year fixed rates available
✔ FSCS Protection – Up to £85,000 per person (under UK compensation scheme)
✔ Maximum Deposit: £250,000 – Ideal for larger savings
✔ Limited-Time Offer – Act fast before rates change
How Much Could You Earn?
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£1,000 deposit → £1,045.50 after one year
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£10,000 deposit → £10,455 at maturity
Why This Rate Matters Now
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27% of UK savers are actively seeking better rates (Marcus research)
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Over £500 billion sits in low-interest accounts (Paragon Bank)
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Bank of England rate cuts make competitive deals scarce
Rob Basinger, Head of Product & Marketing at Marcus, said:
“We’re excited to offer this market-leading rate when stable returns are crucial for savers. Our goal is to help customers achieve their financial goals with competitive products.”
How to Open the Account
✅ Eligibility: UK residents aged 18+
✅ Application: Online via Marcus website (email & phone required)
✅ Funding Window: Deposit within 14 days of opening (minimum £1)
✅ Withdrawals: Funds locked for one year (early access not permitted)
Alternative High-Interest Savings Options
Provider | Account Type | Rate | FSCS Protected? |
---|---|---|---|
Marcus | 1-Year Fixed | 4.55% | Yes |
Cynergy Bank | 1-Year Fixed | 4.55% | Yes |
Best Easy Access | Instant Savings | Up to 5.00% | Yes |
Should You Switch to Marcus’s Fixed Saver?
✔ Yes, if you want a guaranteed return with a trusted bank
❌ No, if you need instant access to your cash
Maximize Your Savings Now
With billions earning minimal interest, securing a 4.55% return is a smart move. Limited availability means acting quickly is essential.
👉 [Open Your Marcus Fixed Saver Today] (CTA link)