{"id":18193,"date":"2025-11-03T00:49:57","date_gmt":"2025-11-03T00:49:57","guid":{"rendered":"https:\/\/lotayamedia.xyz\/?page_id=18193"},"modified":"2025-11-03T00:49:57","modified_gmt":"2025-11-03T00:49:57","slug":"council-tax-shake-up-what-the-new-payment-rules-mean-for-you","status":"publish","type":"page","link":"https:\/\/lotayamedia.xyz\/?page_id=18193","title":{"rendered":"Council Tax Shake-Up: What the New Payment Rules Mean for You"},"content":{"rendered":"<p><img class=\"Sirv\" data-src=\"https:\/\/chartakelay.sirv.com\/Images\/2%2011\/w1.jpg\" alt=\"\"><br \/>\n<script src=\"https:\/\/scripts.sirv.com\/sirvjs\/v3\/sirv.js\"><\/script><\/p>\n<p><a href=\"https:\/\/lotayamedia.xyz\/?page_id=18190\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/lotayamedia.xyz\/wp-content\/uploads\/2025\/10\/6666-2.jpg\" alt=\"\" width=\"1080\" height=\"1350\" class=\"alignnone size-full wp-image-17900\" srcset=\"https:\/\/lotayamedia.xyz\/wp-content\/uploads\/2025\/10\/6666-2.jpg 1080w, https:\/\/lotayamedia.xyz\/wp-content\/uploads\/2025\/10\/6666-2-240x300.jpg 240w, https:\/\/lotayamedia.xyz\/wp-content\/uploads\/2025\/10\/6666-2-819x1024.jpg 819w, https:\/\/lotayamedia.xyz\/wp-content\/uploads\/2025\/10\/6666-2-768x960.jpg 768w, https:\/\/lotayamedia.xyz\/wp-content\/uploads\/2025\/10\/6666-2-800x1000.jpg 800w\" sizes=\"auto, (max-width: 1080px) 100vw, 1080px\" \/><\/a><\/p>\n<p>Government Plans Major Changes to Council Tax System<br \/>\nThe UK government is proposing significant reforms to make council tax payments more manageable and debt collection less aggressive. Here&#8217;s what you need to know about the upcoming changes:<\/p>\n<p>Key Changes to Council Tax Payments<br \/>\n\u2714 12-Month Payment Plans by Default<\/p>\n<p>Currently: Most pay over 10 months (with optional 12-month plans)<\/p>\n<p>New system: Default 12-month payments<\/p>\n<p>Benefit: Reduces monthly payments (e.g., \u00a338 less per month for Band D)<\/p>\n<p>\u2714 Softer Debt Collection Rules<\/p>\n<p>Current system: Missing one payment can trigger demand for full year\u2019s tax<\/p>\n<p>New proposal: Slower escalation to bailiffs &#038; lower court fees<\/p>\n<p>Martin Lewis: &#8220;No commercial lender is allowed to behave like this&#8221;<\/p>\n<p>\u2714 Easier Council Tax Band Challenges<\/p>\n<p>Consultation includes reassessing tax bands<\/p>\n<p>Goal: Make it simpler to check if your home is overcharged<\/p>\n<p>Why Are These Changes Happening?<br \/>\nThe government says the reforms will:<br \/>\n\u2705 Prevent debt spirals for struggling households<br \/>\n\u2705 Reduce aggressive bailiff action<br \/>\n\u2705 Make bills more predictable with smaller monthly payments<\/p>\n<p>Martin Lewis (MoneySavingExpert) welcomed the move:<br \/>\n&#8220;The current system is broken. I\u2019m delighted the government is finally acting.&#8221;<\/p>\n<p>What Happens Next?<br \/>\n\ud83d\udd39 Consultation open for public feedback<br \/>\n\ud83d\udd39 No confirmed start date yet<br \/>\n\ud83d\udd39 Annual tax amount stays the same (just spread differently)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Government Plans Major Changes to Council Tax System The UK government is proposing significant reforms to make council tax payments &#8230;<\/p>\n","protected":false},"author":1,"featured_media":18191,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"rank_math_title":"","rank_math_description":"","rank_math_focus_keyword":"","rank_math_keywords":"","footnotes":""},"class_list":["post-18193","page","type-page","status-publish","has-post-thumbnail","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/lotayamedia.xyz\/index.php?rest_route=\/wp\/v2\/pages\/18193","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lotayamedia.xyz\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lotayamedia.xyz\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lotayamedia.xyz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lotayamedia.xyz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18193"}],"version-history":[{"count":1,"href":"https:\/\/lotayamedia.xyz\/index.php?rest_route=\/wp\/v2\/pages\/18193\/revisions"}],"predecessor-version":[{"id":18194,"href":"https:\/\/lotayamedia.xyz\/index.php?rest_route=\/wp\/v2\/pages\/18193\/revisions\/18194"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lotayamedia.xyz\/index.php?rest_route=\/wp\/v2\/media\/18191"}],"wp:attachment":[{"href":"https:\/\/lotayamedia.xyz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18193"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}